Branch Manager I - Greenville, MS
Company: Southern Bancorp
Location: Greenville
Posted on: September 24, 2024
Job Description:
Who We Are:
Southern Bancorp is a different kind of bank. As a Community
Development Financial Institution (CDFI), a special certification
designated for institutions that serve predominantly underserved
communities, Southern Bancorp combines traditional banking and
lending services with financial development tools and public policy
advocacy to help families and communities grow stronger. Inspired
by the principle that building net worth drives economic
opportunity, our mission is to be wealth builders for everyone in
the communities we serve, with a focus on low-wealth and
un(der)banked populations, as well as an emphasis on Black and
Brown individuals. Job Summary
The Branch Manager manages a branch staff with three or more
employees; Responsible for the day-to day operations, including
customer service, product sales, and security in accordance with
the Bank's objectives; May assume responsibility for lending under
strict credit restrictions; Provides leadership, training, and
supervision to staff.
Responsibilities
Oversee branch staff including
coordinating, planning and assigning work schedules, answering
questions and solving problems posed by the staff, conducting
evaluations, and motivating staff to meet performance
levelsSupervise all teller operations for accuracy, efficiency, and
quality customer service. Prepare various reports including
Currency Transaction Reports (CTR's) and IRS Reports. Handle vault
function which includes calculating money requirement of branch and
Tellers' cash requirements; ordering money; verifying, buying and
selling cash for all Teller stations; daily opening and closing of
the vault and ensuring proper and secure shipment of all cash.
Manage ATM operations to include supplying the equipment with cash,
envelopes, and receipt paper; processing deposits; balancing;
handling problems. Review procedures and recommend changes to
improve the service and thereby enhance the quality of the bank's
customer service. Participate in a team effort to cross-sell other
services of the bank.May occasionally perform duties of a Teller
and/or a Customer Service Representative which includes performing
all related opening, closing, and balancing activities; assisting
customers with banking needs (deposits, withdrawals, credit card
cash advances, federal tax deposits, issuing traveler's checks,
cashier's checks, EE bonds, money orders, handling commercial
deposits and night deposits etc.) If responsible for lending,
- Assist consumer loan customers with
loan application process.Assist loan administration with obtaining
required updated documentation including collateral insurance and
financial information. Complete loan set up sheet for loan
documentation staff.Perform thorough analysis of proposed loan
feasibility by analyzing customer's financial records, cash flow,
collateral valuation and credit history.Achieve and maintain
required loan portfolio balance and yield as directed by senior
management.Assign risk rating per regulatory guidelines.Review and
analyze maturing loans for renewal eligibility in compliance with
regulatory requirements and bank loan policy. Complete loan set up
sheet and communicate with borrower regarding documentation issues
and new loan terms.Prepare detailed and organized loan proposals
for loan committee as required by loan policy Communicate with
customer for additional information as necessary and when loan
decisions are final. Performs other related duties as required or
assigned
Requirements
Education and Experience Qualifications:High school diploma or
equivalent is requiredTwo years of extensive experience in a
banking environmentDemonstrated proficiency in banking
complianceAbility to effectively communicate with employees and
customers Ability to operate a computer proficientlyBasic math
skills (ability to add and subtract)Preferred Experience and
Qualifications:Bachelor's degree is preferredExperience in a
supervisor or management role is a plusPrior experience assisting
with training new employees
Physical Demand & Work Environment: Reasonable accommodations may
be made to enable individuals with disabilities to perform the
essential functions.
What we offer our employees:A positive impact on Your Future:
- 401(k)/Roth plan with immediate eligibility and employer match
up to 6%
- Employee stock ownership plan
- Discounted rate on primary home mortgage
- Credit and housing counseling as well as free financial
education tools available to customers and employees Benefits to
improve your health:
- No deductible medical insurance plan
- Dental and vision insurance
- Employer paid life and long-term disability insurance
- Flexible Spending AccountsThe opportunity to nurture your
well-being:
- Paid holidays and paid time off
- Bonus plan
- Opportunity for merit raises
- Employee reward and recognition programs
- Community service opportunitiesSouthern Bancorp is an equal
opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, religion,
color, national origin, sex, age, sexual orientation, gender
identity, gender expression, status as a protected veteran, among
other things, or status as a qualified individual with disability.
Reasonable accommodations may be made to enable individuals with
disabilities to perform the essential functions.As a Community
Development Financial Institution, Southern Bancorp desires its
workforce to reflect the diversity of the customers and communities
that we serve. Racial and ethnic minorities, people from working
class backgrounds, women and LGBTQ people are often
underrepresented in many financial service industry professions.
Therefore, we strongly encourage applications from people with
these identities or who are members of other marginalized
communities.
Keywords: Southern Bancorp, Pine Bluff , Branch Manager I - Greenville, MS, Executive , Greenville, Arkansas
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